IBPS CLERKS CWE GENERAL AWARENESS MODEL PRACTICE

1. NEFT means?
1) National Election Fund Transfer
2) National Electronic Fund Transfer
3) National Electronic Fund Transmission
4) National Electronic Fund Transfer
5) National Electronic Fund Truncation

2. Which electronic fund transfer system run on the basis of 'Deferred Net Settlement'?1) RTGS
2) SMS
3) NEFT
4) ROLL ON
5) IFSC

3. RTGS means?
1) Real Time Government Settlement
2) Real Top Gross Settlement
3) Real Time Gross Settlement
4) Roll Time Gross Settlement
5) Real Time Group Settlement

4. Minimum amount to be remitted through RTGS is?
1) Rs. 10 Lakh
2) Rs. 100 Lakh
3) Rs. 2 Lakh
4) Rs. 7 Lakh
5) Rs. 5 Lakh

5. The upper limit in the transactions of RTGS is?
1) Rs. 5 Lakh
2) Rs. 20 Lakh
3) Rs. 8 Lakh
4) Rs. 50 Lakh
5) There is no upper limit


6. Beneficiary bank has to credit the beneficiary's account within .......... hours of receiving the funds transfer message as per the order of RBI.
1) Three
2) Two
3) Four
4) Five
5) Six

7. In the both cases of RTGS and NEFT, the service charges are decided by?
 1) Customer
2) Transferor
3) Transferee
4) Banker
5) International Monetary Fund

8. In Online transactions, IFSC code given. Pick the wrong option related to it.
1) IFSC is an alphanumeric code that uniquely identifies a bank-branch participating in the NEFT system and RTGS system
2) IFSC means Indian Financial System Code
3) It will have 11 digits
4) First 4 digits tell the location of bank head-office
5) Fifth digit is always zero and the last 6 digits tell about the branch code

9. On 26th September 2012, World Bank opened Climate Innovation Centre in?
 1) South Africa
2) Zimbabwe
3) Chad 4) Zambia
5) Kenya

10. List of Dams given. Which combination is wrongly matched one.
1) Polavaram - Andhra Pradesh
2) Sardar Sarovar Dam - Arunachal Pradesh
3) Baglihar - Jammu & Kashmir
4) Idukki - Kerala
5) Khadakwasla - Maharastra

11. 'e - Choupal' is the Rural marketing network initiative of?
1) Haryana Government
2) ICICI Bank
3) Coca - Cola
4) Ministry of Rural Development
5) ITC

12. Soccer legend Diego Maradona visited India recently. He belongs to?
1) Mexico
2) USA
3) Australia
4) Argentina
5) Brazil

13. India and Saudi Arabia joint committee on defence cooperation held on 10th September 2012 at?
1) Riyadh
2) Mumbai
3) Hyderabad
4) New Delhi
5) Kolkata

14. As per the ''Accidental Deaths and Suicides in India 2011'' report, in which state the highest number of suicides recorded?
1) West Bengal
2) Tamilnadu
3) Maharashtra
4) Andhra Pradesh
5) Jammu & Kashmir

15. Indo-foreign relations are given. The wrong combination is?
1) Japan and India launched a joint research project into pricing structures in LNG markets on 10th October 2012
2) France and India signed an agreement in the field of sustainable Urban Development
3) USA and India agreed to enhance renewable energy Cooperation
4) Russia and India agreed to cancel the Joint Venture of manufacturing of BRAHOMS Missile
5) Pakistan and India signed three pacts to boost the economic relations.

16. Save Ganga, Save Dolphin is the campaign started in?
1) Haryana
2) Punjab
3) Himachal Pradesh
4) Uttar Pradesh
5) Karnataka

17. Which day celebrated as the 'Dolphin Day in Bihar'?
1) 25th October
2) 14th September
3) 5th October
4) 14th February
5) 25th December

18. Indira Gandhi award for National Integration conferred on?
 1) Amitab Bachan
2) Vargeese Kurien
3) Javed Akthar
4) Gulzar
5) Sonia Gandhi

19. New issue of shares is made in?
1) Secondary Market
2) Online Secondary Market
3) SENSEX Market
4) Primary Market
5) None
20. An important source of capital formation in India has been?
1) Household savings
2) Public sector savings
3) RBI savings
4) Government revenue surpluses
5) Corporate savings





AWARENESS :1-4;  2-3;  3-3;  4-3;  5-5;  6-2;  7-4;  8-4;  9-5; 10-2;  11-5; 12-4; 13-4; 14-1; 15-4; 16-4; 17-3; 18-4; 19-4; 20-1.