Banking General knowledge

1. Which bank is not in Private Sector?
1) Axis Bank
2) ICICI Bank
3) Repco Bank
4) HDFC Bank
5) South Indian Bank Ltd

2. FERA 1993 passed to control the foreign exchange dealings. FERA means...
1) Foreign Exchange Regulation Act
2) Foreign Exchange Rules Act
3) Four Exchange Regulation Act
4) Foreign Exchange Regulation Activates
5) None

3. The committees relating to banking given. Pick the wrong one.
1) Bhide Committee - Commercial banks and State Financial Corporations
2) Bhuchar Committee-Term lending institutes and commercial banks
3) K B Chore Committee-Cash credit
4) Cook Committee-Capital Adequacy Ratio of Banks
5) None


4. Which among the following is not the Negotiable instrument?
1) Cheque
2) Demand Draft
3) Cash Deposit form
4) Bill of Exchange
5) Promissory Note

5. Gilt-edged securities mean ........
1) Gold bonds
2) High-graded and low risk securities
3) The duplicate bonds
4) Certificates issued by Post Office
5) Stocks recognized by SEBI

6. The highest award in cinema is Dadasaheb Phalke Award. Pick up the wrong statement.
1) Instituted in 1969
2) Introduced on the eve of the birth centenary year of Dadasaheb Phalke
3) First recipient Devika Rani Chaudhuri Roerich born in Andhra Pradesh
4) 2011 recipient is Soumitra Chatterjee (Bengali Actor)
5) None

7. ALTO 800 is the new version car of ...
1) Maruti
2) Fiat
3) BMW
4) TATA
5) None

8. Which among the following is a space Telescope?
1) Challenger
2) Discovery
3) Hubble
4) Curiosity
5) Messenger

9. Top Coal producing Country in the world is..
1) India
2) Iran
3) Russia
4) South Africa
5) China

10. The list of 'No More Persons' given. Pick the correct combination.
1) King Norodom Sihanouk - Former King of Cambodia
2) Kevin Curran - Former Zimbabwe allrounder and Coach
3) B.Satyanarayan Reddy - Former Governor of Uttar Pradesh
4) Mrs. Elinor Ostrom - First Women awarded the Nobel Prize in Economics
5) All of above

11. Expand IFRS?
1) International Financial Red Standards
2) Indo Financial Reporting Standards
3) International Financial Reporting Schemes
4) International Financial Roll Standards
5) International Financial Reporting Standards

12. Who is 'Drawer' in the Bank cheques?
1) Who receive the cheques
2) Who encash the cheques
3) Who issue the cheques
4) Always the banker
5) Who rejects the payment of cheque

13. Who is 'Drawee' in the Bank Cheques?
1) Who encash the cheques
2) Who issue the cheques
3) Always the banker
4) Who rejects the payment of cheque
5) Who receive the cheques

14. Who is 'payee' in the Bank Cheques?
1) Always the banker
2) Who issue the cheques
3) Who encash the cheques
4) Who cancel the cheques
5) None

15. Drawer can be payee in the Bank Cheques .....?
1) No
2) It is illegal
3) Bank should accept
4) Yes
5) RBI should accept

16. The money avail at high rate of interest is called .....
1) Near money
2) Hot money
3) Optional money
4) Fiat money
5) Dear money

17. The National Rural Health Mission (NHRM) will be converted into ......... by extending the benefits to Town Areas also.
1) National Rural and Urban Health Mission
2) National Health Extensive Mission
3) National Doctors Mission
4) National Health Convention
5) National Health Mission

18. On 5th September 2012, a fire broke out in Fessenheim Nuclear power plant. It is in ...
1) Germany
2) Japan
3) Singapore
4) England
5) France

19. New Tiger Reserve List given. Pick the wrong combination.
1) Ratapani - MP
2) Pilibhit - UP
3) Mukundura Hills - Rajasthan
4) Divisima - Andhra Pradesh
5) Sunabeda - Odisha

20. India successfully test-fired nuclear - capable Dhanush ballistic missile on 5th October 2012. Its range is....
1) 1000 km
2) 100 km
3) 500 km
4) 350 km
5) 750 kms

21. Bill of Exchange means ....
1) Unconditional orders issued by the bank on RBI to adjust the funds at future rate for repo rate for certain rate
2) Unconditional order issued by a person or business which directs the recipient to pay a fixed sum of money to a third party at a future date
3) Conditional order issued by the government of India to file the payment order on Treasury bills
4) Indian Banks issue the bills to the private parties on the secured payment of the future date payments
5) None

22. Who gives the Order to pay OR maker of the Bill of exchange is called ......
1) Drawee
2) Payee
3) Drawer
4) None
5) All of above

23. In the Bill of Exchange, on whom the obligation to pay rests is called ......
1) Drawer 2) Payee
3) Drawer and Drawee
4) Drawee
5) None

24. In the Bill of Exchange, to whom the bill ispayable, he is called ....
1) Drawee
2) Drawer
3) Drawer and Drawee
4) Payee
5) None

25. In India, Electronic Voting Machines (EVM) are manufactured by ....
1) BHEL and NGRI
2) BHEL and NIN
3) BEL and ONGC
4) BEL and ECIL
5) None

26. Recently Timothy F. Geithner visited India. He is ....
1) Finance Secretary of UK
2) Foreign Secretary of USA
3) Treasury Secretary of USA
4) Russia Ambassador
5) None

27. Pacific Tsunami Warning Center (PTWC) established in .....
1) Hawaii
2) Paris
3) Tokyo
4) Manila
5) Canberra


ANSWERS:


11-3; 2-1; 3-5; 4-3; 5-2; 6-5; 7-1; 8-3; 9-5; 10-5;
11-5; 12-3; 13-3; 14-3; 15-4; 16-5; 17-5; 18-5; 19-4; 20-4;
21-2; 22-3; 23-4; 24-4; 25-4; 26-3; 27-1;